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FAQ
Mortgage FAQ
Please select a question:
1.
Who can give me advice on a mortgage?
2.
Can you recommend an Independent Financial Adviser?
3.
What happens if I move house within a special rate period?
4.
Do you lend on properties over four storeys high?
5.
How often do you calculate interest on your mortgages?
6.
Do I have to take out Intelligent Finance buildings and contents insurance?
7.
Can I protect my mortgage payments?
8.
What types of repayment methods are available?
9.
What type of savings and investment plans can I use with my Interest-only mortgage?
10.
How might loan-to-value affect my mortgage choice?
11.
How much can I borrow?
12.
Which is better - an interest-only or repayment mortgage?
13.
What is a discounted rate period?
14.
How long or short can my mortgage term be?
15.
How do I make payments?
16.
Can I make overpayments?
17.
Do you offer payment holidays?
18.
How often do I get a statement?
19.
Who will value the property for Intelligent Finance?
20.
How do I pay for the valuation?
21.
Do I have to pay for legal fees?
22.
Can I choose the convyancer who will act for me?
23.
Does the property have to be in the UK?
24.
Do you offer commercial mortgages?
25.
Do you offer Buy-to-Let mortgages?
26.
Do you charge a higher lending charge?
27.
Are there early repayment charges on your mortgage products?
28.
Do you charge an arrangement fee?
29.
What if I run into financial difficulties and cannot meet my regular mortgage payment?
30.
What are the features and benefits of Intelligent Finance home insurance?