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10. I'm self-employed - can I get cover?


Yes, providing:
  • you are working for at least 16 hours a week for profit in a profession or a business, either alone or with others and have been for the six months immediately preceding your application
  • you are also paying National Insurance contributions and are liable to pay income tax under Schedule D.
You may also claim if you involuntarily cease to trade and declare this to the Inland Revenue.

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