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16. Can I make overpayments?


You may make both regular and lump sum overpayments to your offset mortgage without incurring any early repayment charges. Just contact us and let us know when and how much you want to pay.

Please note

  • if you repay your offset mortgage in full during a special rate period, an early repayment charge may be applicable
  • for lump sum overpayments to a fixed rate or a tracker rate mortgage which does not offset, please see Interest Rates and Charges for details of special rate early repayment charges you would have to pay
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