Charge card:
A charge card is (usually) a plastic payment card which requires the cardholder to settle the balance of the account at the end of a specified period.
Credit card
A credit is a plastic payment card which enables the holder to make purchases and to draw cash up to a pre-arranged ceiling. The credit granted can be settled in full by the end of a specified period or in segmented payments, with the balance taken as extended credit. The holder is sometimes charged an annual fee.
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