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15. What is the difference between a standing order and a direct debit?


A standing order is an instruction you give to your bank to pay a fixed amount to someone else on a regular basis. You can set up, amend and cancel standing orders through Intelligent Finance.

A direct debit gives someone else, usually a company, permission to take funds from your account in agreed amounts and at agreed intervals.

The mandate itself may not specify the amounts nor the agreed intervals.  However, you are protected under the Direct Debit Guarantee Scheme which ensures that any amounts debited in error are refunded immediately.


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